MLO Partnerships
Mortgage loan officers referring at the closing table — the moment insurance stops being optional.
What it is
Every purchase closing in America requires proof of homeowners insurance before it funds. The mortgage loan officer is standing next to the buyer at the exact moment the policy becomes mandatory — and in most transactions, that referral goes to whoever happens to be nearest. This silo makes you the one it goes to.
CRA builds the referral pathway between local MLOs and your agency, so the introduction arrives while the file is still open and the buyer still needs an answer this week.
How it works
We build the pathway.
CRA sets up the referral process between participating MLOs and your agency and automates the follow-up.
The referral lands mid-transaction.
The buyer needs a binder to close — the warmest possible moment of need.
Documents come in through Magic Box.
Intake forms, applications, dec pages, and any other pertinent documents are submitted to the agent via Magic Box. Our AI system ingests them, completes the appropriate ACORD applications, and returns everything to the agent.
The machine does the paperwork.
The AI prepares the risk; your licensed team quotes off your own carriers, presents, and binds in time for the closing.
Market: 400,000+ licensed mortgage loan officers nationwide.3
35+ years in mortgage lending, former state Commissioner (a governor-appointed mortgage regulator), previous President of Mortgage Educators and Compliance.
Disclosure: David advises CRA's MLO channel.
Supporting the channel: Shashank Shekhar, founder & CEO of InstaMortgage.
Your market. Your numbers.
There are no projections on this page on purpose — your market, your carriers, and your inputs decide the number. Run it yourself, then see how MLO partnerships stacks with the other eight.
No obligation. Month to month, $547/mo. Check whether your market is still open.