Crazy Rich Agents
Franchise models
Aggregators & clusters
Traditional independent
What it costs to get in
$547/mo, month to month, cancel anytime
$25K–$125K buy-in + royalties
6Low entry + ongoing revenue share & fees
Varies — mostly DIY
Who owns the book
You, 100%. Our share of platform commission ends when you cancel or sell — a buyer never inherits us
Franchise splits and exit rules follow the book
Shared ownership or no true equity
You (typically)
Revenue lines
P&C + Medicare + recurring SaaS + one-level producer overrides
P&C-centric
P&C, sometimes life
What you build yourself
Leverage
A producer network recruited with you, overrides one level deep
Built for the brand, not your leverage
None
Build a team from scratch
Marketing
AI-built funnels, co-authored books, niche websites, webinars — built for you, not templated
Templates and brand rules
None
Build your own
Back office
Recruiting, licensing training course, AI paperwork, training
Partial
DIY
Mostly DIY
At exit
Book valued on gross — your income nets down, your asset doesn't
Net of franchise splits
Often no salable equity
Standard book sale
The lowest barrier in the category.
$547 a month, month to month — against five- and six-figure buy-ins with royalties on top. And it's the ceiling of our take that's capped, not the floor: our share of your commission never reaches twenty percent.
You own everything you build.
The book, the producers, the renewals. Our share ends when the relationship does — there is no version of this where a buyer inherits us.
Revenue that isn't commission.
Recurring SaaS income sits next to the insurance lines — monthly, carrier-independent, and part of what makes the book worth more to a buyer.
The AI is built in, not bolted on.
The paperwork, the pre-qualification, the marketing engine — running from day one, maintained by a team that does nothing else.
